From 1 November 2025, the Australian Government will replace Home Care Packages with the new Support at Home program. Many clients and their families are asking: “How much will I need to pay for my aged care services?”
To help you plan ahead, Trilogy Care offers the Support at Home Quarterly Calculator — a simple online tool to help you understand your government funding and expected contributions under the new program. Whether you are a full pensioner, part pensioner or self-funded retiree, the calculator shows how your financial circumstances and chosen services affect your client contributions.
What the calculator helps with
The calculator is designed to help you explore your funding, understand your contributions and make informed decisions about your care plan. With just a few simple steps, you can:
- Understand your quarterly aged care budget and contribution
• See how your pension status and service choices impact your costs
• Explore the benefits of adding care coordination to your plan
• Gain clarity and confidence as you prepare for the transition
It’s ideal for anyone navigating aged care or supporting a loved one to stay independent at home.
How the Support at Home Quarterly Calculator works
The calculator guides you through three simple steps:
Step 1: Select a ‘Someone Like You’ example
Choose a scenario that reflects your circumstances. This pre-fills the calculator with realistic information so you can see how each section works.
Step 2: Customise your details
You can adjust your financial information, service preferences and provider rates to reflect your situation. You’ll see how income, assets and your service choices influence your expected contribution rates.
Step 3: Add services and review your results
Use the Add Service button to explore how different services affect your spending. The calculator clearly breaks down your estimated government funding, your client contribution for each service category, and the impact of including care coordination. You’ll also see all applicable fees and your total available budget.
Why this matters for you
From 1 November 2025, all clients in the Support at Home program will contribute to their care costs based on their financial capacity and chosen services.
- Clinical supports remain fully funded by the government
• Independence and everyday living services require a co-contribution
• Care management is funded at 10% of your quarterly budget
• Your lifetime contribution cap protects your financial wellbeing
The calculator provides transparency and control, so you can plan your care confidently — without waiting for a formal Services Australia assessment.
Check out the calculator now
Visit the Support at Home Quarterly Calculator on our Support at Home page and see your results in minutes. Whether you are a client, family member or carer, this tool helps you understand your funding and prepare for the transition to Support at Home.
If you have any questions about the calculator, Support at Home, or self-managed aged care, contact Trilogy Care on 1300 459 190.
